Download Umoney Now Detail
Other Services
Transfer Money
Cash In
Cash Out
My QR
FTTH
Pay your Electricity and Water Bills
Topup
Data Roaming

UMONEY – DIGITAL FINANCIAL PLATFORM AND ALWAYS BY YOUR SIDE

EMPATHETIC AND RELIABLE
VERSATILE FINANCIAL AND PAYMENT ECOSYSTEM
FRIENDLY COMPANION – ALWAYS BY YOUR SIDE

DOWNLOAD UMONEY NOW

SERVICE

Enjoy unlimited access to features with free payments. Conduct transactions, make payments, and transfer funds conveniently anytime, anywhere.

TRANSFER MONEY

Instant and effortless money transfers, anytime, anywhere









-> Learn more
TRANSFER MONEY

Settle your home FTTH fiber internet bills and manage subscriptions directly via the Umoney app







-> Learn more
TRANSFER MONEY

Up to 9% discount on mobile top-ups for your own Unitel number via Umoney
7% discount when topping up other Unitel numbers via Umoney
3% discount for ETL mobile top-ups via Umoney



-> Learn more
TRANSFER MONEY

Purchase Unitel Data packages via Umoney to get an X2 Data promo or a discount:
Weekly packages: Get a 5% discount or X2 Data
Monthly packages: Get a 10% discount or X2 Data
3-month, 6-month, 12-month packages: Get a 15% discount or X2 Data

-> Learn more
-> See all service

REMARKABLE FIGURES

2,000,000+

Trusted Users

18

Provinces & the Capital

40,000+

Agents Nationwide

100%

Connected with LAPNet Banks

SECURE & RELIABLE TRANSACTIONS

Umoney guarantees total protection for users transactions

Two-Factor Authentication (2FA) via PIN and OTP
Secure Biometric Login (Fingerprint & Face ID)
Advanced Data Encryption, Regulated by the Bank of Lao PDR (BOL)

PROMTION

Stay tuned for Umoney’s exclusive promotions and attractive gifts

-> See all promotions

Register and Top up right now SUPER EASY

Access hundreds of features with free payments. Conduct transactions, make payments, and transfer funds conveniently anytime, anywhere.

  1. Download Umoney
    • Search Umoney on App Store or CH Play and install free
  2. Enter your phone number and verify the OTP sent via SMS
  3. On the Home screen, select “Profile” and then “Profile”
  4. Follow the instructions – Complete your registration
  1. Top up easily via bank transfer or at Umoney & Unitel agent
    • In Home screen, select “Cash in”, then select “Cash in at bank” for bank account or “Cash in at POS” for direct Umoney/Unitel Agent
  1. Set up Face ID or Fingerprint Authentication
    • From your “Profile”, tap “Settings” and select “Payment Authentication Method”. Set up Face ID or Fingerprint recognition for a fast and seamless login next time.
  2. Receive messages in 1 second
    • Receive your verification code in just 1 second via SMS.
  1. Instant Money Transfer
    • Execute immediate interbank transfers with zero fees – Available 24/7
  2. Auto-Earning with Umoney
    • Simply maintain a balance over 500,000 Kip and use any service to receive monthly interest
  3. Pay School Fees Instantly with Your Umoney
    • Every payment made simple with Umoney
  1. Seamless Payments
    • Pay anytime, anywhere with Umoney
  2. Home Service Special Offers
    • Enjoy massive rewards on home services including FTTH, electricity, and water bill payments
  1. Download Umoney on App Store & Google Play
    • Download Umoney now for ultimate convenience and more promotions
  2. Register & Verify Your Account
    • Complete your KYC today to instantly receive 10,000 KIP and many other valuable rewards
-> See all questions

QUESTIONS

Visit the App Store or Google Play, search for the Umoney app, and download it.

Users account information is verified and updated based on their identification documents. To change or update users information, bring registered ID to any Unitel store for assistance. You can find store details via the link below.

Transaction information is displayed directly within the Umoney app, including full details under the “History” feature.

After downloading Umoney, fill in all personal information, including your full name, date of birth, gender, phone number, and language, then select “Confirm”.

-> See all questions